Disclaimer

Who publishes this site

Life Insurance Laws is owned and published by Life Claim, LLC, a law firm that represents beneficiaries nationwide. The attorney responsible for this site is Stephanie Prestridge, Co-Founder of Life Claim, who is also the author of its guides. Because the site is published by a law firm, it may be considered attorney advertising.

General information only

The content on this site is provided for general informational and educational purposes. It is not legal advice, and it should not be used as a substitute for advice from an attorney who has reviewed the specific facts, policy and claim documents.

No attorney-client relationship

Using this site, or contacting Life Claim through it, by phone, by email, or through the firm’s contact form, does not create an attorney-client relationship. How this site handles information is described in the privacy notice. An attorney-client relationship begins only when the firm agrees in writing to represent you. Until then, please do not send confidential information.

Prior results

Prior results do not guarantee a similar outcome. Any description of a court decision or prior case on this site does not predict how another claim will turn out. Every claim depends on its own facts, policy language and law.

Laws change and vary

Statutes, regulations and court interpretations change, and they differ between federal and state law and from one state to another. Any page may be out of date or may not apply to your situation.

Deadlines

Insurance policies, employer plans and statutes set deadlines for claims, appeals and lawsuits. Do not rely on general information on this site to calculate a deadline in your own matter.

No warranty

Life Claim works to keep the information accurate but makes no warranty about its completeness, accuracy, or fitness for any purpose. To the extent permitted by law, the firm is not liable for any loss arising from reliance on this site.

External links

Links to statutes, regulations, court opinions, government sites and other outside sources are provided for convenience and verification. The firm does not control those sites and is not responsible for their content.